:root{--primary:#dc2626;--ink:#0b1535;--muted:#475467;--surface-2:#fff1f2}
*{box-sizing:border-box}html,body{margin:0;padding:0}body{font-family:Inter,system-ui,Segoe UI,Roboto,Arial;background:linear-gradient(180deg,#fff1f2,#fff);color:#0f172a}
.container{max-width:1100px;margin:0 auto;padding:0 20px}
.nav{position:sticky;top:0;background:rgba(255,255,255,.85);backdrop-filter:blur(8px);border-bottom:1px solid #ffe4e6;z-index:60}
.nav .container{display:flex;gap:16px;align-items:center;padding:12px 0}
.brand{display:flex;gap:10px;align-items:center;font-weight:800}.brand img{width:28px;height:28px}
.menu{display:flex;gap:16px;margin-left:24px}.actions{display:flex;gap:10px;margin-left:auto;align-items:center}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:10px 16px;border-radius:12px;background:var(--primary);color:#fff;font-weight:700;border:1px solid var(--primary)}
.btn--ghost{background:#fff;color:var(--primary);border-color:#fecaca}.btn--full{width:100%}
.hero{padding:70px 0 40px;background:radial-gradient(1000px 300px at 0% -10%, rgba(220,38,38,.10), transparent),radial-gradient(800px 300px at 100% -15%, rgba(153,27,27,.10), transparent)}
.grid2{display:grid;grid-template-columns:1.2fr 1fr;gap:32px;align-items:center}@media(max-width:960px){.grid2{grid-template-columns:1fr}}
.badge{display:inline-flex;gap:6px;align-items:center;padding:6px 10px;border-radius:999px;background:#fee2e2;border:1px solid #fecaca;color:#7f1d1d;font-weight:600;font-size:12px}
.sim{background:#fff;border:1px solid #ffe4e6;border-radius:16px;padding:16px;box-shadow:0 10px 30px rgba(2,6,23,.06)}
.sim-output{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:10px}
.sim-output .kpi{background:#fff1f2;border:1px solid #ffe4e6;border-radius:12px;padding:10px;text-align:center}
.sim-output .kpi .v{font-size:20px;font-weight:800;color:#0b1535}
.section{padding:64px 0}.section.alt{background:var(--surface-2)}.section h2{font-size:30px;margin:0 0 8px;color:var(--ink)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}@media(max-width:960px){.cards{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid #ffe4e6;border-radius:16px;padding:18px;box-shadow:0 8px 28px rgba(2,6,23,.05)}
.form{background:#fff;border:1px solid #ffe4e6;border-radius:16px;padding:20px;display:grid;gap:12px}
.form input,.form select,.form textarea{width:100%;padding:10px 12px;border:1px solid #ffe4e6;border-radius:10px;font:inherit}
.footer{background:#0b1535;color:#cbd5e1;padding:34px 0;margin-top:20px}
.legal-note{color:#64748b;font-size:12px;line-height:1.4;margin-top:8px}